Date Your Money and Empower Your Financial Wellness Journey
Photo by Content Pixie on Unsplash
Over the years, I’ve developed a powerful practice that has transformed my relationship with money—money dates. These intentional time blocks help me build an intimate connection with my finances, reduce my stress around money, and feel more empowered.
If you're looking to improve your financial wellness while nurturing self-trust and confidence, it’s time to start dating your money.
What Is a Money Date?
A money date is a scheduled time to review your finances, reflect on your spending habits, and set financial goals for the future. Whether weekly, bi-weekly, or monthly, the key is consistency. Just pick a cadence that works for you! I choose the last Sunday of every month, after my little one is asleep. It’s my sacred time with my money.
These dates aren’t about stress or shame—they’re about empowerment, mindfulness, and self-care. This is an excellent opportunity for you to take a solid look at your numbers and remove the guesswork.
How to Make Money Dates Fun
Your money date should be something you look forward to. Romanticize it. Turn it into a ritual that’s both grounding and enjoyable:
Sip a glass of red wine
Light your favorite candle
Listen to a vibey Spotify playlist
Visit your favorite café for a latte with your laptop or journal
Avoid forcing it into your morning routine if you’re not a morning bird. If you dread it, you won’t do it. Make your money date a nourishing experience that works with your energy.
Why is Dating Your Money Important?
Money dates are a self-care practice that can help you:
Reduce financial stress and anxiety
Create a sense of control and clarity
Align spending with your values
Stay accountable to your financial goals
For women reclaiming their soft power, is about noticing—not judging—your patterns. It’s about practicing financial mindfulness and being gentle with yourself through every phase.
I sometimes include intentions for the month ahead. Such as “spend less and save for the upcoming trip to Europe.”
Your 3-Step Money Date Ritual
1. Review Your Spending
Where does your money go? I’m sure you have a broad idea, but the picture becomes clearer when you have actual data in hand. Start by looking at your bank statements, credit card transactions, or a budget spreadsheet (I use Google Sheets).
Look for:
Patterns: Do certain people, brands, or environments lead to more spending?
Forgotten purchases: Did you buy things that no longer bring joy?
Recurring charges: Cancel subscriptions that no longer serve you.
Fraud or double charges: This is your time to investigate.
Ask yourself:
Did this purchase align with my values?
How did I feel when I made this transaction?
This step helps you reconnect with intentional spending and emotional awareness around money.
2. Reflect on Your Financial Goals and Track Your Progress
Your money goals are uniquely yours. They should reflect the lifestyle you want to create for yourself. Whether it's building a travel fund, becoming debt-free, or launching your dream business, make them measurable and motivating.
Examples:
Open a high-yield savings account for travel
Create a debt payoff plan with realistic milestones
Map out how much income you’d need to quit your 9-5
Track your progress and be flexible. If you saved $500 instead of $700, celebrate the fact that you saved. Then reconnect with your “why.” Saving $700 for your trip has less to do with the numerical figure and more to do with bringing that dream trip to life.
3. Create a Financial Plan for Next Month
Where is this relationship heading? At the end of your money date, you should know exactly what you want to do with your finances in the following month. Use this time to:
Set new monthly spending goals
Automate your savings or bill payments
Increase retirement contributions
Make an extra payment toward debt
Plan for upcoming expenses (like vacations or holidays)
Write these down, check them off next month, and celebrate every small win.
Keep Dating Your Money
After each money date, schedule the next one. Treat it like you would a meeting with someone important—because you are.
Remember that it is all about romanticizing your money dates. Repeat the ritual. Light the candle. Brew the tea. Play the playlist.
Associating money management with calm and joy is an act of self-love and reinforcement. Over time, this consistency builds confidence, clarity, and abundance.
Soft Power Meets Financial Wellness
I’ve learned that there is no “right” way to have a money date. No two dates will ever be the same experience. Some will be light and breezy; others may be filled with reflection and honesty. The key is showing up for yourself.
Your financial well-being is an essential part of your soft power. These money dates are a reminder that you're worthy of wealth, clarity, and peace of mind.
So go ahead—romanticize your money. You deserve it.
